Why Would the Insurance Company Lie About My Claim?
Whether you’re in an accident and need to file a claim with your own insurance provider or you must take legal action against a negligent party, you trust that the insurance company is going to be honest with you. After all, you pay a high premium for protection during times like this.
What do you do, however, when your claim is wrongfully denied because the insurance company is being dishonest? Unfortunately, this is something that happens far too often and many of those on the receiving end don’t recognize it until it is too late.
Insurance Companies are Focused On Profit
Despite the many claims to protect you during one of life’s most difficult times, they are really in the business for one thing: profit. Because of this, they want to collect the premiums and when it comes time to pay out, they want to give as little as possible to those who suffer injuries.
They’ll often claim that your injuries or losses are not covered, or that you were at fault for the accident. They may offer a settlement much lower than you need to cover the losses you’ve experienced and because you’re in a vulnerable state in need of money, they’re almost banking on your accepting their offer.
Should I Accept the Settlement?
Before you accept a settlement, you should know that doing so forfeits your opportunity to take legal action against the negligent party and their insurance company. You should only accept the settlement after you’ve spoken with an attorney and determined it is adequate for your pain and suffering, and expenses incurred.
If it is not, you should fight back and pursue the maximum compensation available to you with the help of skilled legal representation. This also holds the insurance company to their word of protecting individuals when needed the most.
Our Brooklyn car accident lawyers at Koenigsberg & Associates Law Offices are here to help you fully understand your rights and options moving forward. We work hard to pursue the compensation you need because we know how much it matters to you.
Call us today and let us guide you through the complex legal system: (718) 690-3132.